爱乐透彩票



  1. Fresherslive  » 
  2. News  » 
  3. Loan against...Loan against Property Check Eligibility, Compare Loans and Apply Online Now

Loan against Property Check Eligibility, Compare Loans and Apply Online Now

Updated: Aug 30,2019 17:11 IST

Vikram Sharma

Loan against Property is provided by different banks and non-banking finance companies. Loan against Property comes under personal loans. Loan against Property is given or disbursed against the mortgage of the property. More details on Loan against Property is given in the content below.

Overview on Loan against Property 

With number of financing services provided by banks and NBFCs, Loan against Property is is one of the major loan provided under personal loan category. The loan acquired can be used for any personal needs and the loan is approved against pledging of the property owned. The loan is approved for certain percentage of the market value, mostly 40% to 60% of the commercial property value. Loan against Property is a better option of loan as the rate of interest is low. The repayment of loan is also very convenient in Loan against Property. Loan against Property is offered for different types of properties and details for the same are explained below.

What are the Documents Required for Loan against Property in case of Salaried Applicants?

In order to avail Loan against property, both banks and NBFCs require certain documents as proof for loan approval as nothing gets done without paper works. Documents required to obtain Loan against property for salaried and self employed applicants varies slightly. The documents which are required in case of salaried applicants are given below.
  • Proof for photo identity: Any one of the following documents - Passport, PAN Card, Voters ID, Driving License
  • Any one of the following as Residence Address Proof - Passport, Ration Card, Utility Bill
  • Any one of the following as Residence Ownership Proof - Property Documents, Maintenance Bill, Electricity Bill
  • Income Proof - Latest 3 months salary slip and Form 16
  • Job Continuity proof
  • Last one year Bank statement

What are the Documents Required for Loan against Property in case of Self Employed Applicants?

For the self employed applicants, there will be separate set of documents required as proof. For self employed businessmen and self employed professions, most of needed documents are the same. But for self employed professions, he/she should submit the below list of documents along with certificates that prove their educational qualifications. Following are the documents required.
  • Proof for photo identity: Any one of the following documents - Passport, PAN Card, Voters ID, Driving License
  • Any one of the following as Residence Address Proof - Passport, Ration Card, Utility Bill
  • Any one of the following as Residence Ownership Proof - Property Documents, Maintenance Bill, Electricity Bill
  • Office Address Proof and Ownership Proof
  • Business Existence Proof
  • Last one year Bank statement

What are the Types of Properties that can be Pledged for Loan against Property?

Loan against property with the name by itself has the complete meaning. One is provided with loan against their property which is pledged. It is also called Mortgage loans.There are different type of property that can be pledged in order to avail the Loan. The list of property that can be pledged for Loan against property are given below.
  • Self Occupied Residential Property
  • Rented Residential Property
  • Vacant Residential Property
  • Self Occupied Residential Property
  • Self Occupied Commercial Property
  • Residential Plots
  • Rented Commercial Property

Who are Eligible to Obtain Loan against Property?

Loan against Property by different loan providers has different eligibility criteria. The following are the one who are eligible to apply for the loan against property. 
  • Salaried individuals
  • Self Employed Individuals
  • Proprietorships
  • Partnerships
  • Limited Liability Partnerships
  • Private Limited Companies
  • Limited Companies

State Bank of India Loan against Property 

Personal purpose loan against mortgage of your residential and/or select commercial property. A multi-purpose loan to meet the funds on various expenditures like education, marriage, healthcare etc. A simple undertaking in the application itself and no documentary evidence for end use of the fund to be insisted upon. Employees, professionals and Self employed individuals who are IT assesses and NRIs who own residential property or commercial property in his/her own name or in the name of spouse/children/parent/sibling. The advantage of SBI Loan against Property is listed below:
  • Complete transparency in operations
  • Personal loan to individual owners of residential home/flat and select commercial properties
  • Access this loan from our wide network of branches
  • Interest rates are levied on a daily reducing balance method
  • Lowest processing charges.
  • Rental income in select cases also considered for loan eligibility.
  • No prepayment penalties. You can have surplus funds at any time thereby conveniently reducing your loan liability and interest burden.

ICICI Bank Loan against Property 

Loan against property provided by ICICI is the perfect way to unlock the hidden value of your property. This multi-purpose loan puts funds at your disposal to use as per your wish. And the best part is that the loan is available at a reasonable rate which makes it easy to repay comfortably over as many as 15 years. Loan Against Property can be used for many purposes such as for the expansion of your business, children's marriage, for higher studies, funding a dream vacation, etc. Funds can be availed for number of purposes like Starting a new business, Long term working capital, Funding children's higher education, Repaying your high interest debts, etc. The features of Loan against property by ICICI are 
  • Attractive interest rates
  • Tenure upto 15 years
  • Faster processing
  • Loan against commercial / residential property

Tata Capital Loan against Property

Your property is one of your greatest assets. It also holds the key to make your dreams come true. Tata Capital's Loans against Property gives you the power to use your residential, commercial or alternate property to fund your dreams. So you don't have to wait to turn them into reality. The advantages are listed below
  • Loan amount ranging from Rs. 5 lakh
  • Flexible loan tenure
  • Easy repayment options
  • Quick and easy processing
  • Floating and fixed interest rates

General Related News

Sardar Patel Scholarship 2020 - Apply Online for Sardar Vallabhai Patel Scholarship 2020 for Student Pursuing Graduation

20 days ago
Sardar Patel Scholarship 2020 for Students Pursuing Graduation: Buddy4Study India Foundation’s Sardar Patel Scholarship 2020 for Student Pursuing Graduation should be applied ....

Aadhar Card Download: How to Download Aadhaar Card Online and Print out e-Aadhaar at UIDAI.gov.in

23 days ago
Aadhar Card Download - Step by Step Procedure to Download Aadhaar Card by Name, DOB, Entrollment Number, Mobile Number or Without Mobile Number at UIDAI Website. UIDAI is an easier ....

Chandra Grahan 2020: Chandra Grahan Lunar Eclipse on June 5, Chandra Grahan Date, Timing in India

25 days ago
Chandra Grahan 2020: The second 2020 Chandra Grahan Lunar Eclipse is set to take place on June 05. The first lunar eclipse took place on 10th January earlier year. On 5th June ....

OSBCL Odisha Liquor Home Delivery Order Online at osbc.co.in - How to order liquor online in Odisha

26 days ago
OSBCL Online Delivery: Odisha State Beverage Corporation(OSBC) Limited resumed its work on Saturday to restart sales of online liquor delivery in Odisha. Liquor home delivery in ....

Aadhar Card for Children. How to Apply Online and Offline Mode and Other Details

28 days ago
Aadhar Card for Children as well as an adult is a voluntary process and can be enrolled for even a newborn baby. Aadhar Card for Children can be got with the proof of address and ....

Aadhar Virtual ID for Aadhar Authentication How to generate VID, Retrieve and More

28 days ago
Aadhar Virtual ID is the 16 digit number which can be generated only by the Aadhar card holders. Aadhar Virtual ID is outlined along with the Aadhar number for the privacy and ....

How to Lock and Unlock Biometrics in Your Aadhar Card Different Methods in Detail

28 days ago
UIDAI had set up a feature for locking and unlocking the cardholders' biometric information. Aadhar Lock and Unlock Biometrics information in Aadhar Card can be done through ....

Aadhar Card for a Non Resident Indian. Procedure to Avail NRI Aadhar and other Information

30 days ago
Aadhar Card for Non Resident Indian can be obtained only by offline mode. To avail Aadhar, a Non Resident of India or NRI must be present in India during the registration of the ....

How to Reapply for Aadhar Card. Steps to Follow and Complete Procedure in Detail

30 days ago
Aadhar Card can be re-applied if the request of the resident for Aadhar enrolment is rejected. Aadhar Card Re-Application can be performed only through a visit to the permanent ....

Link Aadhar Card with Ration Card Procedure Online and Offline in Detail

31 days ago
Link Aadhar Card with Ration Card is a mandatory process to become eligible for receiving some food supplements from the Public Distribution System at the government subsidized ....

Trending News

BaapMoviesHD 2020 - Download BaapMoviesHD HD Hindi Movies, Latest BaapMoviesHD Movies News at BaapMoviesHD in

6 hours ago
BaapMoviesHD 2020 - BaapMoviesHD is one of the most visited illegal websites that allows users to download a huge collection of pirated movies for free. BaapMoviesHD Movies Download ....

MoviesFoundOnline 2020 - Download MoviesFoundOnline HD English Movies, Latest MoviesFoundOnline Movies News at MoviesFoundOnline in

6 hours ago
MoviesFoundOnline 2020 - MoviesFoundOnline is one of the most visited illegal websites that allows users to download a huge collection of pirated movies for free. MoviesFoundOnline ....

爱乐透彩票HDMoviesMaza 2020 - Download HDMoviesMaza HD English Movies, Latest HDMoviesMaza Movies News at HDMoviesMaza in

7 hours ago
HDMoviesMaza 2020 - HDMoviesMaza is one of the most visited illegal websites that allows users to download a huge collection of pirated movies for free. HDMoviesMaza Movies Download ....

ToxicWap 2020 - Download ToxicWap HD English Movies, Latest ToxicWap Movies News at ToxicWap in

7 hours ago
ToxicWap 2020 - ToxicWap is one of the most visited illegal websites that allows users to download a huge collection of pirated movies for free. ToxicWap Movies Download illegal ....

爱乐透彩票TnMoviez 2020 - Download TnMoviez HD Tamil Movies, Latest TnMoviez Movies News at TnMoviez in

8 hours ago
TnMoviez 2020 - TnMoviez is one of the most visited illegal websites that allows users to download a huge collection of pirated movies for free. TnMoviez Movies Download illegal ....

KeralaMax 2020 - Download KeralaMax HD Malayalam Movies, Latest KeralaMax Movies News at KeralaMax in

8 hours ago
KeralaMax 2020 - KeralaMax is one of the most visited illegal websites that allows users to download a huge collection of pirated movies for free. KeralaMax Movies Download illegal ....

TorMalayalam 2020 - Download TorMalayalam HD Malayalam Movies, Latest TorMalayalam Movies News at TorMalayalam in

9 hours ago
TorMalayalam 2020 - TorMalayalam is one of the most visited illegal websites that allows users to download a huge collection of pirated movies for free. TorMalayalam Movies Download ....

爱乐透彩票HDmp4Mania 2020 - Download HDmp4Mania HD English Movies, Latest HDmp4Mania Movies News at HDmp4Mania in

9 hours ago
HDmp4Mania 2020 - HDmp4Mania is one of the most visited illegal websites that allows users to download a huge collection of pirated movies for free. HDmp4Mania Movies Download ....

Movies123 2020 - Download Movies123 HD English Movies, Latest Movies123 Movies News at Movies123 in

10 hours ago
Movies123 2020 - Movies123 is one of the most visited illegal websites that allows users to download a huge collection of pirated movies for free. Movies123 Movies Download illegal ....

爱乐透彩票O2Tv 2020 - Download O2Tv HD English Movies, Latest O2Tv Movies News at O2Tv in

10 hours ago
O2Tv 2020 - O2Tv is one of the most visited illegal websites that allows users to download a huge collection of pirated movies for free. O2Tv Movies Download illegal online portal ....

Entrance Exams

VIEW ALL

Home Loan


FreshersLive - No.1 Job site in India. Here you can find latest 2020 government as well as private job recruitment notifications for different posts vacancies in India. Get top company jobs for both fresher and experienced. Job Seekers can get useful interview tips, resume services & interview Question and answer. Practice online test free which is helpful for interview preparation. Register with us to get latest employment news/rojgar samachar notifications. Also get latest free govt and other sarkari naukri job alerts daily through E-mail.

网易彩票 全中彩票 128彩票 疯狂斗牛 重庆彩票网